How Student Loan Forgiveness Can Affect Your Credit Score

Chaay_tee | istock | Getty Images Student debt can make it difficult for people to start a business or buy a home — and one reason for this is that lenders take into account your existing financial obligations. Now that President Joe Biden has announced that he plans to cancel up to $20,000 for millions … Read more

When to claim climate tax credits, rebates

Sebastian Roth / Im | Eyeem | Getty Images Households may soon be able to claim Thousands of dollars in tax breaks and cuts If they take steps to reduce their carbon footprint. But green consumers will have to wait until 2023 — perhaps until 2024 or later — to see many of these financial … Read more

Want a maximum Social Security benefit of $4,194? This is the salary you need | Smart Change: Personal Finance

(Mark Blank) Did you know that the average Social Security check in 2022 is only $1,657? That’s less than half of the absolute maximum interest of $4,194 and a fraction of the average American household’s expense of $5,111. While the average benefit is shockingly low, maxing out shouldn’t be the goal because the harsh reality … Read more

Five lessons you can learn from mistakes made by personal finance experts

this is Article - Commodity Reprinted with permission from NerdWallet. The investment information on this page is for educational purposes only. NerdWallet does not provide advisory or brokerage services, nor does it recommend or advise investors to buy or sell stocks, securities or other investments. Those of us who write and talk about money for … Read more

These bank charges can ruin your budget. Here’s how to avoid it

If you are not careful with how you manage your money, you may incur huge bank fees that could otherwise be avoided. Between overdrafts or insufficient funds fees, interest-bearing and non-interest-bearing checking account fees and ATM fees, a large chunk of your budget can be taken out, according to Bankrate.comLatest checking account and ATM fee … Read more